Last Updated: March 3, 2024
We recognize the importance of respecting your privacy and maintaining your trust. This Privacy Policy (“Policy”) is provided to help you understand what information we collect, use, and share. It is also provided to inform you of the measures we take to protect both your personal and financial privacy.
About our Policy
This Policy is provided to you by Premier Jewelry Lenders, LLC, our website https://premierjewelrylenders.com, referred to herein as “we,” “our,” or “us”, or “Website”. The information in this Policy applies to our current and former customers.
What information we collect
Information Collected Through Cookies, Pixels, Web Beacons and Other Technologies. When you visit our Website, we may collect information through about your usage and activity on our Websites through the use of cookies, pixels and other technologies. Cookies are small text files stored on your browser by a website to recognize that browser and remember user preferences and other information. Cookies help us to improve our Websites and your experience. For example, we use cookies to:
- Remember and process your orders and use of our services.
- Understand and save user preferences for future visits.
- Compile aggregate data about site traffic and site interactions in order to offer better experiences on our Website and to develop tools in the future.
A pixel is a line of code that is used on the Websites to attribute online activities to a device or browser. The use of a pixel allows us to record, for example, that a device or browser has visited a particular page on our Website.
Web beacons are small graphic images or other web programming code, also known as “1×1 GIFs” or “clear GIFs”. Web beacons or similar technologies may be used for a number of purposes, including, without limitation, to count visitors to the Websites, to monitor how users navigate the Websites, to count how many e-mails that were sent were actually opened or to count how many particular articles or links were actually viewed.
Since this information may be collected when you are signed in to our services, this information may be associated by us with Personal Information that we have collected from you.
How We Use Information We Collect
We only use payment and identity verification information that you provide to us, such as credit card numbers, bank account numbers and driver’s license numbers, as necessary for completing the transaction and for performing the services for which it is expressly provided. We generally use other information we collect from or about you:
- To personalize your experience and to allow us to deliver the type of content and product offerings that we believe are likely to be of most interest to you;
- To improve our Website, services and security in order to better serve you;
- To respond to your comments, questions, and customer service requests;
- To communicate with you about and enable you to participate in contests, sweepstakes, promotions, rewards, upcoming events, and other news about products and services offered by Premier Jewelry Lenders;
- To quickly process your transactions;
- To request ratings and reviews of services or products;
- To follow up with you after previous correspondence (live chat, email or phone inquiries); and
- To link or combine it with other information we receive from third parties, to help understand your needs and provide you with better service.
- To prevent potentially prohibited or illegal activities; and
- For marketing and advertising purposes.
- For any other purposes disclosed to you at the time we collect your information or pursuant to your consent.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
How We Share and Disclose Your Personal Information
Except as otherwise disclosed at the time you provide your information; the following outlines the ways in which your information may be shared with others:
With Your Consent. With your consent, we may share your Personal Information with Affiliates, joint ventures and other business partners. For example, the Websites may offer access to relevant services if you agree to have your information shared with third parties so they can contact you about related products and services.
Authorized Third Parties Providing Services on our Behalf. We may use third party service providers to assist us in processing your information and/or to support our services and/or the Websites, such as customer support services, clearing and processing credit card payments, e-mail and text message deployment services, data hosting services, data processing services, business analytics services, marketing services, and to provide certain products or services that you have requested. These authorized third parties shall be permitted to collect and process your personal information for the purpose of performing their contracted function(s) and for no other purpose.
Administrative and Legal Reasons. We may transfer and disclose your information, including Personal Information and Anonymous Information, to third parties: (i) in the event we are required to respond to subpoenas or other legal process or if in our good faith opinion such disclosure is required by law; (ii) at the request of governmental authorities conducting an investigation; (iii) to protect and/or defend the Websites’ Terms of Use or other policies applicable to the Websites; or (iv) to protect the personal safety, rights, property or security of Premier Jewelry Lenders or any individual. We may also use IP address or other device identifiers to identify users, and may do so in cooperation with copyright owners, internet service providers, wireless service providers or law enforcement agencies in our discretion. To the extent permitted or required by law, such disclosures may be carried out without notice to you.
Information Retention
We will keep your information for a reasonable period for the purposes set out above.
How to Opt-Out of Cookies, Promotional Emails, Text Messages
Cookies. You can adjust your browser settings to refuse or remove cookies. However, by doing so, you may not be able to access or use certain features on the Websites or take advantage of all services.
If you choose to block or delete cookies, you can still place orders over the telephone by contacting customer service at info@borro.com Personal Information provided over the telephone to customer service is subject to the terms of this Policy.
Emails. You may opt out of receiving promotional emails from us by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as emails about your accounts or our ongoing business relations. You may also send requests about your contact preferences and changes to your information including requests to opt-out of sharing your Personal Information with third parties by emailing info@premierjewelrylenders.com
Text Messages. If you have provided us with your prior express written consent to receive marketing telephone calls and text messages made using an automatic telephone dialing system (auto-dialer) and/or an artificial or prerecorded voice, you may opt out at any time. If you do not wish to receive marketing telephone calls and/or text messages, including calls or texts made using an auto-dialer or an artificial or prerecorded voice, you may express your choice to opt-out by emailing info@premierjewelrylenders.com. You may also opt out of such calls and texts by texting STOP in response to a marketing text from us. Following your STOP text message, you will receive one additional confirmation text message stating that you’ve opted out.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Your California Privacy Rights
Data Collection. We do not knowingly allow third parties to collect Personal Information about your online activities when you use our Websites and services for purposes of online behavioral tracking.
Do Not Track. California law requires us to disclose how we respond to browser “Do Not Track” signals or other similar choice mechanisms relating to online behavioral tracking. We have not yet developed a response to browser “Do Not Track” signals, and do not change any of our data collection practices when we receive such signals. We will continue to evaluate potential responses to “Do Not Track” signals in light of industry developments or legal changes.
Links and Third-Party Websites
We may include or offer third-party products or services on our Websites or link to third-party websites. We do not control those third-party sites and are not responsible for the technology, content, privacy policies or practices in connection with those sites. You should carefully review the privacy policies that apply to any third-party sites you access from our Websites.
How We Protect Your Information
We have implemented reasonable organizational, technical, physical and administrative steps designed to protect Personal Information against loss, misuse, unauthorized access or disclosure. Despite our efforts, no method of transmission of information over the internet or storage of information is guaranteed to be completely secure. While we strive to protect your information, we cannot guarantee its security and shall not be liable for any breach of security in regards to your information. FOR THE AVOIDANCE OF DOUBT, EXCEPT AS REQUIRED BY APPLICABLE LAW OR THE PCI STANDARDS, WE EXPRESSLY DISCLAIM ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO ENSURING, GUARANTEEING OR OTHERWISE OFFERING ANY DEFINITIVE PROMISE OF SECURITY IN CONNECTION WITH YOUR PERSONAL INFORMATION.
Children’s Privacy (Children’s Online Privacy Protection Act)
Neither our services nor Websites are developed for or directed at children under the age of 13. We do not knowingly collect information from children under the age of 13. If you believe a child has provided us with Personal Information and you would like to have the information removed, please contact us at info@premierjewelrylenders.com.
Contact Us
Should you have any questions or concerns regarding this Privacy Policy, please contact us at info@luxuryassetcapital.com, 720.230.0820, or:
Premier Jewelry Lenders LLC
9454 Wilshire Boulevard
Suite M9
Beverly Hills, CA 90212
(310) 271-9988
info@premierjewelrylenders.com
Privacy Policy Updates
If we make any changes to this Privacy Policy, we will change the “Last Updated” date above. If we make any material change(s) to the Privacy Policy, we will post a notice on our Websites prior to such changes(s) taking effect.